MoneySense
When you pay your bills online, guess what makes those transactions efficient and secure? That’s right, the ACH network. In 2021 alone, this remarkable technological system processed 29.1 billion payments of more than $72.6 trillion.
Help your business grow with dedicated support and a suite of financial tools tailored for businesses. Partnering with us is your step towards greater financial confidence and success.
Help with tuition when you need it. USC Credit Union’s unique line of credit loan lets you draw what you need any time – no need to reapply.
Boost your business’s financial growth with a business money market account. With no monthly fees on balances over $10,000, flexible access, and guaranteed returns, set your business up for success and ensure your money is as hardworking as you are.
Already a member? Extend the benefits of USC Credit Union membership to everyone in your immediate family or household – they’re all invited to become a member owner!
Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.
Help your business grow with dedicated support and a suite of financial tools tailored for businesses. Partnering with us is your step towards greater financial confidence and success.
Help with tuition when you need it. USC Credit Union’s unique line of credit loan lets you draw what you need any time – no need to reapply.
Boost your business’s financial growth with a business money market account. With no monthly fees on balances over $10,000, flexible access, and guaranteed returns, set your business up for success and ensure your money is as hardworking as you are.
Already a member? Extend the benefits of USC Credit Union membership to everyone in your immediate family or household – they’re all invited to become a member owner!
Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.
Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.
Create a one-time, recurring, or future-dated transfer from your savings or checking account without the need for checks, wire transfers or credit cards.
Use internal transfers to move money between your USC Credit Union accounts, or between your USC Credit Union account and another USC Credit Union member’s account.
Use external transfers to move money between your USC Credit Union account to your accounts at other financial institutions.
To start, simply:
Sending money to another USC Credit Union member or to your external account? Add the account under the Transfers widget before setting up the transfer.
To send money securely to other individual’s external accounts, learn more about Wire Services.
When you pay your bills online, guess what makes those transactions efficient and secure? That’s right, the ACH network. In 2021 alone, this remarkable technological system processed 29.1 billion payments of more than $72.6 trillion.
Internal accounts are within USC Credit Union. This includes your USC Credit Union accounts and another member’s USC Credit Union account. Internal transfers are instant, and the funds will be available immediately.
Like most financial institutions, we use the Automated Clearing House (ACH) network to process external transfers from one financial institution to another.
The funds from an external transfer made between your USC Credit Union and your non-USC Credit Union account before 5:00pm PST, Monday-Friday will be available on the 4th business day. Keep in mind, weekends or holiday will affect transfer times.
Use USC Credit Union’s Transfers service on Online or Mobile Banking to make internal and external transfers.
Easy to use and transfer deposits are quick!
-Lorraine
Free ATMs. Free Online Banking. USC Credit Union checking accounts give you perks and plenty of choices from our no-fee basic to interest-bearing accounts.
Go cashless! Your Debit/ATM card lets you access the funds in your checking account with one quick swipe.
Get paid early! Have your paycheck or any recurring payments deposited electronically into your checking account online. It’s safe, easy to set up, and a real timesaver.
This year’s Charity Challenge brings USC Credit Union and Notre Dame FCU together to support a cause bigger than the game itself. Each credit union has pledged $5,000, and the stakes are high: the winner of the Notre Dame vs. USC football game on November 30 will decide which charity receives a boosted $10,000 donation.
USC Credit Union is proud to announce the successful conclusion of a transformative 10-month financial literacy program in partnership with The RightWay Foundation.
Are you looking to make your business’s savings work harder? High-yield savings accounts (HYSA) and high-yield money market accounts (MMA) can help grow your business savings at a competitive interest rate. It’s just one way to beat inflation while growing your funds for the future.
Choosing the right financial partner for your business isn’t always easy. Many traditional banks come with high fees, rigid rules, and one-size-fits-all services that might not fit your business needs. Business credit unions, like USC Credit Union, shine by offering competitive business bank accounts that often have better terms and more flexibility than traditional banks!
With the right tools, strategies, and mindset, you can transform budgeting from a chore into a powerful ally against debt.
Navigating student loan repayment can be challenging, but 2024 brings new opportunities to ensure you’re on the right track towards financial freedom!
The holidays are a time of joy and giving, but for many of us managing student loan repayments, it can also be a season of financial stress. But with a bit of planning, creativity, and focus on what truly matters to you this season, it’s possible to find holiday cheer without breaking the bank.
Skimming is a persistent and evolving threat, but by being aware and taking preventative measures, we can fight against compromised cards and protect our financial well-being. Read this guide for tips and signs to watch out for.
Managing student loan debt can sometimes feel like an uphill battle. But the truth is, a smart budget, personalized to your income and other expenses, can be your greatest asset in paying off your student loans while maintaining your quality of life. In this guide, we walk you through the steps to create your own budget that works for you and your goals.
Does this sound familiar? “Did you attempt a payment for $3,000? Reply YES or NO.” If so, you're not alone. Financial institution impersonations are the most common text scams and usually include bogus fraud warnings and transfer alerts. Follow these tips to help you identify potential scams and keep your personal information safe and secure.