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Clean Energy Loans
Bring clean energy into your everyday life.
Reduce your carbon footprint, save on energy bills, and claim tax incentives* – all while helping the planet! The switch to sustainability has never been easier with our affordable clean energy loans, designed to help you go green without sacrificing financial stability. Plus, with each funded clean-energy loan, USC Credit Union and the Arbor Day Foundation® will plant up to 5,000 trees in the Los Padres National Forest, making our world even greener.
Benefits:
- Take advantage of clean energy tax credits and rebates*
- Save green with an affordable loan for your next clean energy purchase
- Easy application process and personal assistance
- Flexible repayment terms and loan amounts
- Protect your payments with optional Peace of Mind Protection
Solar Loans
Gain energy Independence
Power your home with the sun’s energy, an affordable solar loan is within reach.
- Get fixed payments and flexible terms
- Save on your monthly energy bill
- Increase your property value
APR is accurate as of 12.21.2024
Rates as low as:
6.49% Fixed
Clean-Energy Auto Loans
Drive into your next eco-friendly adventure with an electric or plug-in hybrid vehicle.
Lead the way to a cleaner tomorrow by driving a vehicle that increases fuel efficiency, reduces harmful emissions, and reduces fuel costs.
- Competitive auto loan rates
- Affordable monthly payments
- Additional discount of 0.25%* on qualifying clean-energy vehicles
APR is accurate as of 12.21.2024
Rates as low as:
5.74% Fixed
Green Home Improvement Loans
Reduce your energy consumption at home while increasing your savings
Replace your tired, high-energy usage home appliances or your old heating and air system with energy-efficient models. We offer personal loans at competitive interest rates to get you started.
- Borrow from $300 to $25,000
- Great for a variety of green home improvement projects
- No collateral required
APR is accurate as of 12.21.2024
Rates as low as:
10.74% Fixed
Electric Bicycle Loans
Give eco-friendliness a go with an e-bike.
E-bikes are great for exercise, budget-friendly, and loads of fun! Plus, they’re a fantastic way to do your part in reducing your carbon footprint while getting around town.
- Borrow from $1,000 to $15,000
- Affordable Loans
- Flexible terms from 12 months to 6 years
APR is accurate as of 12.21.2024
Rates as low as:
9.74% Fixed
*USC Credit Union and its Representatives do not provide tax or legal advice. For such advice, please consult with a qualified professional. Refer to IRS Credits for New Clean Vehicles Purchase in 2023 or After and IRS Used Clean Vehicle Credit to view clean-energy requirements and terms on tax credit and rebate offerings. Refer to the Office of Energy Efficiency & Renewable Energy Homeowner’s Guide to the Federal Tax Credit for Solar Photovoltaics to view clean-energy requirements and terms on tax credit and rebate offerings. Refer to IRS Energy Efficient Home Improvement Credit to view clean-energy requirements and terms on tax credit and rebate offerings.
Join the Clean-Energy Movement.
Save green with an affordable green loan from USC Credit Union.
Low interest rates on loans and credit cards compared to standard banks (i.e., Chase, Bank of America, Wells Fargo).