Community

Community

Not for profit. For people.

USC Credit Union proudly serves our campuses and surrounding communities, adapting to their growing and evolving needs. As a credit union, we operate on a not-for-profit model, meaning profits go back to our members in the form of lower rates on loans and fewer and lower fees.

When you become a member of USC Credit Union, you benefit from the many perks of our community-focused approach to banking. From creating access through competitive rates to financial education resources, we are dedicated to delivering responsible, affordable deposit and lending products to help you achieve financial well-being.

A few proud examples of our commitment to building financial equity in the communities we serve:

  • Comprehensive financial education programs rooted in local engagement and advancing social causes
  • Active community engagement and outreach through strong partnerships with mission-aligned organizations
  • Membership and inclusive lending services for DACA recipients, ITIN holders, and individuals with credit building needs
  • Only LA-based credit union with certifications as a Community Development Financial Institution (CDFI), Low-Income Credit Union (LICU), and Minority Depository Institution (MDI)

Want to know more?

Fill out the form below to join our community and receive personalized financial educational resources to your inbox.

Community Banking that Puts You First

We are committed to providing products and services that support your financial goals and enhance your quality of life. Secure your dream home, refinance your vehicle, or rebuild your credit with USC Credit Union’s variety of affordable and accessible banking products. 

  • Low-Interest Auto Loans

    Get on the road with peace of mind. USC Credit Union makes it easy with favorable borrowing terms for first-time car buyers or current car owners that need to refinance.

  • Equitable Home Loans

    We lower the barriers to homeownership with accessible financing options. We’ll take the time to discuss your needs and find the right home loan for you.

  • Credit Builder Loans

    Build your credit with one of our affordable personal loan options. With on-time payments and a clear path to better credit, you can pave the way to a brighter financial future.

  • Affordable Clean Energy Loans

    Our Clean Energy Loans offer competitive rates and flexible terms to make your eco-friendly projects affordable. Start your journey towards a greener future today and enjoy the benefits of lower energy bills and a healthier environment.

  • Low to No Fee Checking

    Manage your money effortlessly with one of our low to no fee checking account options. Enjoy easy access to your funds, avoid costly fees, and take advantage of convenient features like online banking and mobile deposits.

  • Business Banking

    Help your business grow with dedicated support and a suite of financial tools tailored for businesses. Partnering with us is your step towards greater financial confidence and success.

Financial Well-being for All

USC Credit Union understands that your relationship with money goes far beyond banking. That is why in our efforts to promote economic equity and financial well-being, we have curated a roster of free financial education resources to empower you to develop a healthy relationship with money, regardless of income. From retirement accounts, to investing, to building credit, you can learn about these topics and much more for free with USC Credit Union.

Financial Wellness

Discover articles, interactive courses, and useful resources to empower your path to financial wellness.

Start Learning about financial wellness

Events

Whether you’re looking to enhance your financial knowledge or simply have some fun, we’ve got something for everyone.

Upcoming Events 

News

As your credit union, it’s our job to keep you updated on what we’re doing to enhance your financial well-being.

Explore News 

Become part of our family.

When you bank with USC Credit Union, you enjoy the security of responsible, affordable lending as well as the convenience of financial literacy resources. Membership is open to the Los Angeles and Orange counties!