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Access & Services
All the convenience and security you want and need.
Convenient, secure, affordable – that’s what you expect, and that’s what you get at USC Credit Union. We’re service-focused and technology-forward. Build your financial future with Online and Mobile Banking and a network of 30,000 ATMs. We’re going places, and so are our member-owners.
Benefits:
- Enjoy the convenience of Direct Deposit and Bill Pay online
- Bank on the go with free Mobile and Online Banking
- Access a network of 30,000 fee-free ATMs, including Citibank ATMs*
- 5,000 shared branch locations
- Move money in minutes with Zelle®
- Make safe, secure wires and transfers
Online Banking
Bank better on the go.
Manage your accounts wherever you are with USC Credit Union online and mobile banking.
- Face & Touch Login
- Mobile Deposit
- Account Alerts
Direct Deposit
Simply your life and your finances.
Deposit checks the fast, safe, and convenient way.
- Same-day access to your money on the day of deposit
- No worry about checks getting lost, delayed or stolen
Payments & Transfers
4 ways to move your money.
Different money moves call for different transfer and payment methods. As a USC Credit Union member, you have four options to choose from, all fast and as simple as it gets.
- Online Bill Pay
- Zelle®**
- Wire Services
- Internal & External Transfers
ATMs and Branches
Easy access anywhere.
As a not-for-profit cooperative credit union, we share our profits with you, our members. We also share a nationwide network of 5,000 branch locations and a worldwide network of 30,000 ATMs.
- Enjoy fee-free access to ATMs from LA to Orlando and beyond
- Use your USC Credit Union ATM/Debit card anywhere Mastercard® is accepted1
Virtual Wallets
Wave it and pay, safely and securely.
Add your USC Credit Union debit or credit cards to your favorite virtual wallet.
- Pay with one wave of your smartphone, tablet or smartwatch?
- Enhanced card security with every transaction
- Accepted world-wide
Requests, Forms & Applications
Let’s get it done.
Need help? Whatever it is, just ask and we’ll take care of it.
- Add family members to your accounts
- Dispute a charge you don’t recognize
- Add new products and services
Great customer service and access to multiple ATMs at common locations.
Educational Resources
News
2024 Charity Challenge: USC Credit Union vs. Notre Dame FCU
This year’s Charity Challenge brings USC Credit Union and Notre Dame FCU together to support a cause bigger than the game itself. Each credit union has pledged $5,000, and the stakes are high: the winner of the Notre Dame vs. USC football game on November 30 will decide which charity receives a boosted $10,000 donation.
2024 Charity Challenge: USC Credit Union vs. Notre Dame FCU
News
USC Credit Union Celebrates Success with The RightWay Foundation: Empowering Foster Youth through Financial Literacy
USC Credit Union is proud to announce the successful conclusion of a transformative 10-month financial literacy program in partnership with The RightWay Foundation.
USC Credit Union Celebrates Success with The RightWay Foundation: Empowering Foster Youth through Financial Literacy
Investments
High-Yield Business Savings Accounts: Consider a Credit Union!
Are you looking to make your business’s savings work harder? High-yield savings accounts (HYSA) and high-yield money market accounts (MMA) can help grow your business savings at a competitive interest rate. It’s just one way to beat inflation while growing your funds for the future.
High-Yield Business Savings Accounts: Consider a Credit Union!
Credit Unions
Business Accounts at Credit Unions vs. Banks
Choosing the right financial partner for your business isn’t always easy. Many traditional banks come with high fees, rigid rules, and one-size-fits-all services that might not fit your business needs. Business credit unions, like USC Credit Union, shine by offering competitive business bank accounts that often have better terms and more flexibility than traditional banks!
Business Accounts at Credit Unions vs. Banks
Managing Debt
Budgeting: Your Best Partner When In Debt
With the right tools, strategies, and mindset, you can transform budgeting from a chore into a powerful ally against debt.
Budgeting: Your Best Partner When In Debt
Student Loans
Smart Student Loan Repayment Tips for 2024
Navigating student loan repayment can be challenging, but 2024 brings new opportunities to ensure you’re on the right track towards financial freedom!
Smart Student Loan Repayment Tips for 2024
Student Loans
Celebrating the Holidays with Student Debt
The holidays are a time of joy and giving, but for many of us managing student loan repayments, it can also be a season of financial stress. But with a bit of planning, creativity, and focus on what truly matters to you this season, it’s possible to find holiday cheer without breaking the bank.
Celebrating the Holidays with Student Debt
Identity Theft
The Rise of Card Skimming and How to Fight It
Skimming is a persistent and evolving threat, but by being aware and taking preventative measures, we can fight against compromised cards and protect our financial well-being. Read this guide for tips and signs to watch out for.
The Rise of Card Skimming and How to Fight It
Student Loans
Repaying Student Loans: Budget Your Way to Freedom
Managing student loan debt can sometimes feel like an uphill battle. But the truth is, a smart budget, personalized to your income and other expenses, can be your greatest asset in paying off your student loans while maintaining your quality of life. In this guide, we walk you through the steps to create your own budget that works for you and your goals.
Repaying Student Loans: Budget Your Way to Freedom
Fraud Awareness
Recognizing Text Scams
Does this sound familiar? “Did you attempt a payment for $3,000? Reply YES or NO.” If so, you're not alone. Financial institution impersonations are the most common text scams and usually include bogus fraud warnings and transfer alerts. Follow these tips to help you identify potential scams and keep your personal information safe and secure.
Recognizing Text Scams
Let’s get personal.
Need help with account access or other services? We’re here to help.
*Citibank free ATM transactions or inquiries apply only to ATMs at Citibank branch locations.
**Please refer to online banking for the full terms and conditions. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
1Two free non-shared network ATM transactions per month with Student Checking, five free with Gold Checking, unlimited with Trojan Checking. When you use an ATM not displaying the USCCU or Co-Op ATM symbols, the ATM owner may charge additional fees. View our Schedule of Fees for details on ATM fees.
2You can use Apple Pay on eligible iPhones, iPads, Apple Watches, and Macs (Safari browser only) using the latest operating systems. For a list of compatible devices and required operating systems, go to www.apple.com/apple-pay.
3You can use Google Pay with your NFC-enabled device running Android OS 4.4 (KitKat) or higher. When using Google Pay, your full card number is not stored on your mobile device. Please note: When attempting to add your USC Credit Union card to Google Pay, your card may be added to your Google Payments account to be used on other Google properties. This could occur even if the process of adding your card to Google Pay is not successful. Questions regarding this, go to the Google Support page for support.
4Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay Support page for compatibility information and merchant terminal limitations.