USC Credit Union Relief Assistance

USC Credit Union Relief Assistance

Impacted by the wildfires? We’re here to help.

At USC Credit Union, we are dedicated to supporting our members and neighbors affected by the California wildfires. To provide relief during this challenging time, we’re offering special assistance, including low-rate relief loans with flexible terms, loan deferment options to help ease financial burdens, and more.

We’re here to help you rebuild and recover. If you need additional assistance or have questions on our relief programs, please don’t hesitate to contact us today.

Wildfire Relief Loans

For New and Current USC Credit Union Members

For New and Current USC Credit Union Members
Our Wildfire Relief Loan is available to both new and current USC Credit Union members, offering a low 4.99% APR1 to support short- and long-term recovery efforts.

  • 4.99% APR1
  • Borrow up to $5,000
  • No payments for 60 days
  • Up to a 24-month repayment term 
  • Impact verification required*

Apply for a Personal Loan using promo code RELIEF

Short-Term Interest-Free Loans

For USC Credit Union Members

For USC Credit Union Members (Membership as of January 7, 2025)
USC Credit Union members can apply for short-term, interest-free loans to receive the relief and support they need during this challenging time.

  • 0% APR2
  • Borrow up to $2,000
  • No payments for 60 days
  • Up to a 12-month repayment term
  • Impact verification required*

Apply for a Personal Loan using promo code RELIEF

Loan Deferments

For USC Credit Union Members

For USC Credit Union Members (Membership as of January 7, 2025)
If you’re experiencing financial hardship due to the Los Angeles wildfires, USC Credit Union is here to help. We are offering loan payment deferments to support you during this challenging time. To request assistance, please call us at (213) 821-7100 or email us.

 

Fee Waivers

For New and Current USC Credit Union Members

For New and Current USC Credit Union Members
We are waiving certain fees for members affected by the wildfires until March 31, 2025. Fee waivers are available to both new and current USC Credit Union members who qualify through disaster zone address verification, or with a Wildfire Relief or Short-Term Interest-Free Loan. If you’d like to explore your options or have questions about fees, please call us at (213) 821-7100 or email us.

*Proof of impact will be required for all applicants. USC Credit Union will use internal tools and processes to establish and verify this information.

1Annual Percentage Rate (APR) is effective as of 1.20.2025 and is based on eligibility and underwriting factors. The APR is a fixed rate for the duration of the loan. Monthly payment per $1,000 for 12 months at 4.99% is $85.60. Must use promo code RELIEF at the time of loan application. Proof of income and impact verification may be required at the time of loan funding. Membership eligibility requirements and membership fees may apply; please call (213-821-7100) or visit www.USCCreditUnion.org to confirm eligibility. All credit union loan programs, rates, terms, and conditions are subject to change without notice. 

2Annual Percentage Rate (APR) is effective as of 1.20.2025 and is based on eligibility and underwriting factors. The APR is a fixed rate for the duration of the loan. Monthly payment per $1,000 for 12 months at 0% is $83.33. Must use promo code RELIEF at the time of loan application. Must be a USC Credit Union member as of January 7, 2025. Proof of income and impact verification may be required at the time of loan funding. Membership eligibility requirements and membership fees may apply; please call (213-821-7100) or visit www.USCCreditUnion.org to confirm eligibility. All credit union loan programs, rates, terms, and conditions are subject to change without notice.